Health Insurance

Massachusetts State Law requires that all students enrolled  at least ¾ time must participate in a student health insurance program or in a health benefit plan with comparable coverage.  Minimum benefit levels and services that are required for student health insurance plans are set forth in the Qualifying Student Health Insurance Program (QSHIP) regulation.  To ensure compliance with the QSHIP law, all students are automatically billed for the Student Health Insurance Plan.  To read the details on this law, visit www.state.ma.us/dhcfp , select “Student Health Insurance and/or search for QSHIP and review the provided information.

Insurance coverage for the 2011 – 2012 academic year is from July 29, 2011 through July 29, 2012.  The cost for this annual policy is $815.00.  We also offer a second semester policy for those students who do not enter the College until January.  The cost for the second semester policy is $518.00.  The College of the Holy Cross uses Bollinger, Inc. as our student health insurance provider. 

To ensure compliance with the QSHIP law, all Holy Cross students are automatically billed for the Student Health Insurance program.  If you do not wish to participate in the student health insurance plan, you must complete an online waiver no later than July 15th.  But first, please review what is included in the insurance plan provided by Bollinger, Inc. and compare with your current coverage.  Not all plans provide adequate coverage such as out-of-state Medicaid plans, Commonwealth Care, certain HMOs, and managed care plans.   Be sure to check with your insurance company before waiving coverage.

International Students may not waive coverage unless they are currently enrolled in a plan of comparable coverage through a U.S. based insurance company.

For a complete description of the benefits available, limitations, and exclusions, please download a brochure from the bottom of this page.

On-Line Waiver Enrollment Process

To waive the Student Health Insurance charge for the 2011 – 2012 academic year, please click on the link below titled “Submit Health Insurance Waiver”.  This will direct you to the Student’ STAR account.  At this time, only students have access to the STAR account. 

• Log into STAR with your User ID and password. From the Holy Cross homepage, select Login, which is located in the upper hand right corner.  Next, click on STAR-student Academic Records and enter your User ID (username) and network password. (The User ID and password for incoming and transfer students is provided on a sheet in the back pocket of the Student Guide.)  
•  Select Student Center
•  In the Finances section, click on the go to… drop down button.
•  Select Health Waiver and click on the arrow at the right.
• Carefully ready the introductory information and statements that you are agreeing to comply with.
• Click on "Submit Health Insurance Waiver".
• Review the statements of aknowledgement that you will be agreeing to and then click on "Enter/Edit Waiver Information".
• Complete all of the information and click on "Submit".
• A completed waiver will appear along with a box that states "waiver successfully created".  Click on "OK".  You can print a copy for your records.  If you need to edit/change your information, you can click "Enter/Edit Waiver Information"\

After you have completed the waiver, please click on "Verify your Health Insurance in Online Student Health" and update your health insurance information in Health Services' electronic medical record system.

Submit Health Insurance Waiver

Student Injury & Sickness Insurance Program for Academic Year 2011-2012